Austin AMI Income Limits & Who Qualifies
Austin-area AMI income limits by household size, with 50% and 60% examples, so you know if you qualify in Austin.
The Austin-Round Rock MSA
The Austin metro (HUD’s Austin-Round Rock MSA) covers Travis County plus the ring of suburbs: Round Rock, Pflugerville, Cedar Park, Leander, Kyle, Buda, and Manor. Every income restricted community in this area uses the Austin-MSA AMI figures.
How AMI Works in Austin
Same rules as anywhere else, applied to the Austin-specific number:
- 30% AMI: deepest affordability
- 50% AMI: common LIHTC tier
- 60% AMI: most common LIHTC tier
- 80% AMI: workforce band
Because Austin’s AMI runs higher than most of Texas, the qualifying income for each tier is higher in absolute dollars. A household earning $55,000 might not qualify for a 60% unit in San Antonio but often does in Austin.
Household Size Scale
The scale is the same everywhere, applied to the Austin figure:
- 1 person: ~70% of the 4-person figure
- 2 people: ~80%
- 3 people: ~90%
- 4 people: 100%
- 5 people: ~108%
- 6 people: ~116%
We Don’t Post Specific Dollar Figures Here
Numbers move each spring. Stale numbers mislead people. At intake we run your metro, household size, and income against the current HUD/TDHCA published limits and tell you which tier fits.
What Makes Austin Different
- Higher AMI than the rest of Texas
- Strong LIHTC lease-up activity in most years, meaning faster placement
- SMART Housing program layered on top of federal LIHTC (see Austin SMART Housing guide)
- Two housing authorities: HACA (city) and HATC (county)
Working Households
Austin’s cost of living has climbed. Workforce households in the 60-80% AMI band often qualify for units they didn’t know existed. If you looked at income restricted options a couple of years ago and were told you made too much, re-check with current numbers.
